Voice Over Project Audition
Language - English ( Indian Neutral )
Artist - Male ( Young Male Voice )
Please find the script Below & record your voice without any back ground noise & send it at deepakagnihotri@gmail.com.
Incase of any query pls call at 9810269265, 9990337337.
There are 2 characters Mohit & Raj - You can do both by changing voices or Just one.
Audition Script.
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Two employees
(Mohit and Raj) in conversation at work -
Hi Raj, Hi Mohit
Mohit (offers donuts to Raj) – Have some, they’re the
best in town! à the character can make hand
gestures to show that they are the best
Raj – A treat? What are we celebrating?
Mohit – Well, Finally decided to buy that high-rise
apartment I was talking about all last month!
Raj - Fantastic!
Mohit – Ya. And I must admit, it’s probably the biggest
financial decision I’m ever going to take in my life.
Raj – Absolutely Mohit, and It therefore needs to be
planned well.
So how are you thinking of managing the finance?
Mohit – A Home loan, of course.
Raj (thoughtfully) – That’s great! So have you given a thought about the home loan rate of
interest options?
Mohit –What is there to think about the rate of interest?
Raj– Just like donuts, home loans interests also come in
different colors and flavors!
Mohit –– Really! I didn’t know that…
Raj – Yes, there are two kinds of Home loan interest rates
you can opt for - Fixed Rate of interest and Floating Rate of interest. And you
have to choose carefully since a home loan is going to stay with you for a long
period…… during which you will have to set aside a part of your income for your
home loan repayment… in the form of an EMI.
Mohit – Hmmm… So what’s the difference between the two?
Raj – Well, as evident from its name, the fixed rate home
loan comes at a pre-specified interest rate for a specific duration of your
home loan tenure. On the other hand, a Floating rate home loan can vary
throughout the loan tenure as it is tied to macro-economic market conditions.
Mohit – So which one is better?
Raj - It’s not that simplistic, Mohit. Each has its
respective benefits. One should choose basis one’s need and financial
situation.
Mohit – Raj, so tell me about the benefits with each
Raj – Ok. First, let’s take a look at the Fixed Rate Home
Loan. This kind of Home Loan gives you safety from economic fluctuations for a
predetermined period of time, which means you will be paying a fixed amount of
EMI during the fixed term.
However, after the fixed term is over, your rate of
interest will move to prevailing floating rate at that time.
Mohit –Hmmm…Looks to me that the best part of a Fixed
Rate Home Loan is that it lets you plan your budget and cash flow. Isn’t it? My
monthly EMI outflow is a fixed amount as I am shielded from any market
fluctuation. That’s fantastic !
Raj – Absolutely correct.
Mohit - And now tell me about the Floating Rate Home
Loan.
Raj – Well, a Floating rate home loan is linked to market
reference rate which in turn is dependent on prevalent money market conditions
or macro-economic conditions as I had explained earlier
So basis the market reference rate, the lending institution
may hike or reduce the rate throughout your loan tenure
Also, a floating rate home loan is generally cheaper at
entry level.
Mohit – So let me see if I have got it right. If one has
the appetite to take some risk, one should opt for a floating rate of interest
which is dependent upon the market conditions and could also be slightly
cheaper at entry level.
But if the fore-most concern is safety and
certainty, one should opt for a fixed rate of interest.
Hmmm… So there is no right or wrong here, it just depends
on one’s needs.
Raj – How well have you summed it up Mohit! You are
absolutely right, it’s up to the home loan seeker to decide what to opt for
basis what suits him or her best.
Mohit – Many thanks Raj. It’ll help me
arrive at the right decision regarding my home loan interest.
Raj: You’re welcome Mohit. And don’t forget
to invite me for the housewarming party once you get into your new home.
